Policyholder Resources

To apply for an increase, click here and follow the steps to complete the Benefit Election Form and Long Term Care Insurance Application with HIPAA Authorization.

Completed forms will be submitted electronically to Unum with e-signature.

Decreases to existing coverage are allowed at anytime. 

To decrease coverage, complete the Request to Change Coverage Form here: Click Here.

Completed forms will be submitted electronically with e-signature.

Cancellations are allowed at anytime. 

To cancel coverage, complete the Request to Change Coverage Form here: Click Here.

Completed forms will be submitted electronically with e-signature.

To elect to continue your coverage via direct billing with Unum, click here and select "I have left employment and would like to continue my coverage".

Completed forms will be submitted electronically to Unum with e-signature.

For use by policyholders who are currently on direct billing via monthly automatic payment with Unum and need to update or change banking account information.

To update or change banking account information with Unum, complete the Authorization and Agreement for Monthly Automatic Payments form: Click here. Completed forms will be submitted electronically to Unum with e-signature.

Contact LTC Solutions at (877) 286-2852 or LTCiBenefitsTeam@ltc-solutions.com to initiate a claim for your LTC policy.